CLUE provides highly effective fundamental credit training with the advantage of...

• Interactive lessons and analytical tools.
• Transparent monitoring by management to measure participation and facilitate mentor-to-student interaction.
• 24/7 on-line access worldwide.
• Flexible and timely implementation and ongoing support options.
• Ability to integrate with in person seminar training to maximize effectiveness of training while minimizing costs.
• Integration with bank specific policy and procedures.
• Proven results, over 15,000 students have successfully completed course globally.

Motivated Learners, More Effective Lending

Moody's credit training e-learning program contributes to more effective loan officers and relationship managers who bring in higher quality loans at lower costs.  Moody's Commercial Lending - Universal Edition combines the flexibility of the Web, Moody's proven training techniques, access to Moody's world-class industry research, and industry-standard analytical tools to optimize training relevance and keep learners motivated.

Program Structure

Online Classroom 
Program is composed of integrated learning, practice, and testing activities. Most of the learning takes place in the online Classroom, where participants learn risk assessment techniques and skills through 54 interactive, graphically enhanced lessons.

Moody's Expertise Administrator
It's not enough to have your employees go through world-class credit training online.  You also need the ability to monitor their participation and performance in the course, with critical detail at your fingertips to support efforts to mentor your students and ensure their success.  Moody's Expertise Administrator provides that real-time window on student activity.  As a companion website to the Commercial Lending course, it gives you all the information you need to monitor and support student progress.

Simulation 
Participants practice realistic analytics and decision-making by engaging in interactive credit analysis scenarios. They gather information, make virtual client visits, assess the probabilities of default and loss, structure credit facilities and price facilities to determine if profitability is sufficient to warrant a "go" decision. Finally, they compare their decisions with those of an "expert analyst" to further evaluate their performance.

Testing and Certification 
Available diagnostic testing allows clients to customize training programs across the organization and for the individual trainee.  Testing is also available upon completion of the program to measure results.

Digital Library
The Library includes the ACR books, information on how to use Moody's KMV RiskCalc in the lending decision process, a loan policy manual, and access to certain research provided by Moody's Investors Service. It also has a link where each client organization can securely place their own documents. This allows the organization to tie documents and additional lesson material to the course.

Module / Lesson (place curser over Outline to view Lessons 30 - 54)

Commercial Lending UE - Features

Moody's has upgraded its flagship web-based e-learning program, Commercial Lending.  The course now comes in a Universal Edition that integrates the use of…

• Moody's Investors Service industry outlook research documents;
• Moody's KMV RiskCalc™ for private companies;
• Moody's KMV Risk Analyst™ output;
• Moody's Assessing Credit Risk (ACR) workbook-based learning series in electronic format;
• A unique Final Exam for each student.